314 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 314 E Prospect Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1890
Square Footage	3,142 sqft Living Area
Lot Size	10,663 sqft (0.245 acres)
Garage	Detached, 460 sqft
Occupancy	Owner Occupied
Tax Bill	$23,449.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-21-121-019`

Interior

Full Baths	2 Baths
Building Area	3,142 sqft Living Area
Gross Area	4,834 sqft Gross Area
1st Floor	1,991 sqft 1st Floor
Upper Floors	1,151 sqft Upper Floors
Basement Area	1,692 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	10,663 sqft (0.245 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	460 sqft Garage
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	711 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	314 E PROSPECT AVE
City	LAKE BLUFF
State	IL
Zip	60044-2517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF E 11 FT LOT 27 & ALLLOTS 28 - 29 - 30 & VAC 20 FT LYG S & ADJ BLOCK 4
Legal Subdivision	VILLAGE OF LAKE BLUFF
Legal Block	4
Legal Lot Number	27
Jurisdiction	LAKE IL
Minor Civil Division	SHIELDS
Census Blockgroup	1
Census Block	1013
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-121-019

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 E PROSPECT AVE, LAKE BLUFF, IL 60044-2517
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 16, 1999
Transfer Doc	0004469471
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	314 E PROSPECT AVE, LAKE BLUFF, IL 60044-2517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007679119
Date	Jul 31, 2020
Instrument	7679119

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 17, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,743 (+30.04%) Land $152,421 Building $236,322	$1,166,346 (+30.04%) Land $457,309 Building $709,037
2024	$23,449.00 (+22.27%)
2023	$19,178.00 (+3.64%)	$298,934 (+5.97%) Land $117,208 Building $181,726	$896,892 (+5.97%) Land $351,659 Building $545,233
2022	$18,505.00	$282,104 Land $110,610 Building $171,494	$846,396 Land $331,863 Building $514,533