Lake County property record for 244 E Prospect Ave, Lake Bluff, IL 60044 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1924 |
| Square Footage | 3,350 sqft Living Area |
| Lot Size | 9,300 sqft (0.214 acres) |
| Garage | Attached, 552 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $1,559,000 (2023) |
| Tax Bill | $28,337.00 (2024) |
| Primary APN | 12-21-120-019 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,350 sqft Living Area |
| Gross Area | 4,571 sqft Gross Area |
| 1st Floor | 1,459 sqft 1st Floor |
| Upper Floors | 1,891 sqft Upper Floors |
| Basement Area | 669 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,300 sqft (0.214 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 244 E PROSPECT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF LOTS 43 & 44 & VAC 20 FT LYG S & E & A DJ BLOCK 3 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF |
| Legal Block | 3 |
| Legal Lot Number | 43,44 |
| Jurisdiction | LAKE IL |
| Minor Civil Division | SHIELDS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 863300 |
Source: Lake County records · APN 12-21-120-019
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E NORTH AVE, LAKE BLUFF, IL 60044-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Nov 11, 2015 · Amount on Record |
| Deed Doc Number | 20237996388 |
| Prior Transfer Date | Aug 05, 2003 |
| Prior Transfer Doc | 0005363126 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 244 E PROSPECT AVE, LAKE BLUFF, IL 60044-2521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 244 E PROSPECT AVE, LAKE BLUFF, IL 60044-2521 |
| Document Number | 0008130239 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 8130239 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 19, 2023 |
| Property Address | 244 E PROSPECT AVE, LAKE BLUFF, IL 60044-2521 |
| Document Number | 0007996388 |
| Map Reference | MB A PG 95 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 7996388 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,559.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 244 E PROSPECT AVE, LAKE BLUFF, IL 60044-2521 |
| Document Number | 0007996389 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 7996389 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 244 E PROSPECT AVE, LAKE BLUFF, IL 60044-2521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007700623 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 7700623 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.52% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.52% |
| Index | 1-Year LIBOR |
| Max Rate | 7.52% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457,440 (+30.04%) Land $140,838 Building $316,602 | $1,372,457 (+30.04%) Land $422,556 Building $949,901 | |
| 2024 | $28,337.00 (+22.89%) | ||
| 2023 | $23,058.00 (+3.62%) | $351,760 (+5.97%) Land $108,301 Building $243,459 | $1,055,385 (+5.97%) Land $324,935 Building $730,450 |
| 2022 | $22,253.00 | $331,956 Land $102,204 Building $229,752 | $995,968 Land $306,643 Building $689,325 |
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