305 E Polk St, Troy, TN 38260 Property Records

Obion County property record for 305 E Polk St, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,515 sqft · built 1905
Lot Size0.589 acres (25,650 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Dec 1993)
Tax Bill$614 (2018)
Flood ZoneZone X (minimal risk)
APN066093J F 00100

Property Details

APN / Parcel Number

Primary APN066093J F 00100
Alternative APN
  • 093J F 00100

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft
AtticAttic
Attic Area1,647 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1953
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,650 sqft (0.589 acres)
Lot Dimensions190 ft deep x 135 ft wide
PorchSlab
Porch Area732 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address305 E POLK ST
CityTROY
StateTN
Zip38260-5824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionOBION TN
Township / Civil Division6
Census Block Group2
Census Block2028
Census Tract965400

Owner

305 E Polk St is owned by an individual who acquired it in May 2024.

Source: Obion County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address505 E POLK ST, TROY, TN 38260
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 1993 · Amount on File
Deed SaleDec 28, 1993 · Amount on File
Prior SaleSep 28, 1992
Deed Book / Page22W / 32
Last Transfer DateMay 7, 2024
Transfer Doc000389/473
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityTroy Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,250 Land $2,700 Building $24,550
2023$27,250 (+59.59%) Land $2,700 Building $24,550$109,000 (+59.59%) Land $10,800 Building $98,200
2022$17,075 Land $3,000 Building $14,075$68,300 Land $12,000 Building $56,300
2018$614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER SYSTEM
serves 2,096 people · EPA ID TN0000712
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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