Obion County property record for 222 E Polk St, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,214 sqft · built 1900 |
| Lot Size | 0.394 acres (17,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,100 (May 2014) |
| Tax Bill | $328 (2022) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093J E 00600 |
| Primary APN | 066093J E 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 2,214 sqft |
| Attic | Attic |
| Attic Area | 2,214 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,160 sqft (0.394 acres) |
| Lot Dimensions | 130 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 720 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 222 E POLK ST |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-5852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 965400 |
Source: Obion County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 766 W HIGHWAY 21, TROY, TN 38260-4406 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on Record |
| Deed Sale | May 5, 2014 · Amount on Record |
| Prior Sale | Sep 20, 2013 · Amount on Record |
| Deed Document Number | 201434487 |
| Deed Book / Page | 134 / 715 |
| Transfer Doc | 000024Z775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 222 E POLK ST, TROY, TN 38260-5852 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000277/302 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 277/302 |
| Instrument | 66525 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,075 (-) Land $2,025 Building $26,050 | ||
| 2023 | $28,075 (+62.52%) Land $2,025 Building $26,050 | $112,300 (+62.52%) Land $8,100 Building $104,200 | |
| 2022 | $328.00 (-47.18%) | $17,275 Land $2,250 Building $15,025 | $69,100 Land $9,000 Building $60,100 |
| 2018 | $621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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