414 E Polk St, Troy, TN 38260 Property Records

Obion County property record for 414 E Polk St, Troy, TN 38260

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,732 sqft · built 1959
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Feb 2017)
Tax Bill	$556 (2018)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066093K B 01800`

Property Details

APN / Parcel Number

Primary APN	`066093K B 01800`
Alternative APN	`093K B 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	255 sqft
Finished Basement	255 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 E POLK ST
City	TROY
State	TN
Zip	38260-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	965400

Owner

414 E Polk St is owned and occupied by an individual who bought it in February 2017.

Source: Obion County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	414 E POLK ST, TROY, TN 38260-5825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Dec 9, 1965
Deed Document Number	201747261
Deed Book / Page	189 / 715
Prior Transfer Date	Feb 6, 2017
Prior Transfer Doc	0000047261
Record Updated	Oct 29, 2026

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OBION TN
Recording Date	Feb 7, 2017
Property Address	414 E POLK ST, TROY, TN 38260-5825
Document Number	000189/715
Book / Page	189 / 715
Instrument Date	Feb 6, 2017
Instrument	47261
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 INDIAN HILLS DR, SOUTHSIDE, AL 35907-6533

Mortgage

Document Number	0000047262
Date	Feb 7, 2017
Book Page	189/717
Instrument	47262

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Troy Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,200 Land $1,750 Building $22,450
2023		$24,200 (+57.91%) Land $1,750 Building $22,450	$96,800 (+57.91%) Land $7,000 Building $89,800
2022		$15,325 Land $1,750 Building $13,575	$61,300 Land $7,000 Building $54,300
2018	$556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 E Polk St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20