209 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 209 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Vacant Land
Details	1 ba · 928 sqft · built 1878
Lot Size	0.126 acres (5,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2023)
Tax Bill	$1,297 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-17-264-005`

Property Details

APN / Parcel Number

Primary APN	`92-21-17-264-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Base Area
1st Floor Area	928 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Stucco
Roof Material	Shingle
Lot Area	5,510 sqft (0.126 acres)
Lot Dimensions	95 ft deep x 58 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	209 E OREGON ST
City	URBANA
State	IL
Zip	61801-4239
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 19 LITTLERS ADD
Legal Range	09E
Legal Township	19N
Legal Section	17
Legal Subdivision	LITTLERS ADD
Legal Lot Number	19
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5016
Census Tract	5500

Owner

Source: Champaign County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 S VINE ST, URBANA, IL 61801-4221
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Executor's Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
Mar 4, 2019	Warranty Deed, Transfer · Commercial Mortgage PROSPECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	202317388
Record Updated	Oct 29, 2026

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 13, 2023
Property Address	209 E OREGON ST, URBANA, IL 61801-4239
Document Number	0000017388
Map Reference	MB I PG 50
Instrument Date	Dec 12, 2023
Instrument	2023R17388
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 S VINE ST, URBANA, IL 61801-4221

Mortgage

Document Number	0000017389
Date	Dec 13, 2023
Instrument	2023R17389

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 4, 2019
Property Address	209 E OREGON ST, URBANA, IL 61801-4239
Document Number	0000002875
Map Reference	MB I PG 50
Instrument Date	Mar 1, 2019
Instrument	2019R02875
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N CLARENDON CT, SAVOY, IL 61874-6012

Mortgage

Document Number	0000002876
Date	Mar 4, 2019
Instrument	2019R02876

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2034

Interest

Rate Type	Adjustable Rate
Rate	2.55%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,310 (+25.92%) Land $13,310	$39,930 (+25.92%) Land $39,930
2024	$1,297.00 (+13.37%)
2022	$1,144.00	$10,570 Land $10,570	$31,710 Land $31,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

209 E Oregon St, Urbana, IL 61801 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Oregon St

Nearby Streets

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