304 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 304 E Oregon St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 819 sqft · built 1922
Lot Size0.88 acres (3,850 sqft)
OwnerIndividual Name on Record
Last Sale$51,000 (May 2016)
Tax Bill$1,764 (2024)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-17-280-008

Property Details

APN / Parcel Number

Primary APN92-21-17-280-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area819 sqft Building Perimeter
1st Floor Area819 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialStucco
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area3,850 sqft (0.88 acres)
Lot Dimensions70 ft deep x 55 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address304 E OREGON ST
CityURBANA
StateIL
Zip61801-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 7 BLOCK 4 WEBBERS, GEORGE G., 1ST ADD
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionWEBBERS, GEORGE G., 1ST ADD
Legal Block4
Legal Lot Number7
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5010
Census Tract5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address811 W MICHIGAN AVE, URBANA, IL 61801-4843
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2016 · Amount on Record
Deed SaleMay 17, 2016 · Amount on Record
Deed Document Number20168546
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address304 E OREGON ST, URBANA, IL 61801-4211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002739
DateFeb 16, 2017
Instrument2017R02739
Lender
NameMIDLAND STATES BANK
TypeBank
AddressCHAMPAIGN, IL 61821
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 15, 2022
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,450 (+25.97%) Land $7,960 Building $16,490$73,350 (+25.97%) Land $23,880 Building $49,470
2024$1,764.00 (+21.57%)
2022$1,451.00 Homeowner's exemption$19,410 Land $6,320 Building $13,090$58,230 Land $18,960 Building $39,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Oregon St

Nearby Streets

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