305 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 305 E Main St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2021)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`052-250-034-00`

Property Details

APN / Parcel Number

Primary APN	`052-250-034-00`

Interior

Full Baths	2 Baths
Building Area	1,274 sqft Building Perimeter
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 E MAIN ST
City	STURGIS
State	MI
Zip	49091-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 & VACATED ALLEY ADJ SD LOT ON THE S. GREEN LAWN ADD. CITY OF STURGIS.
Legal Subdivision	GREEN LAWN ADD
Legal Lot Number	37
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2014
Census Tract	40700

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E MAIN ST, STURGIS, MI 49091-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Dec 7, 2021	Intrafamily Transfer, Transfer OAK TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Oct 2, 2001
Deed Document Number	202112119
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	2021012339
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 2, 2021
Property Address	305 E MAIN ST, STURGIS, MI 49091-1416
Document Number	2021012119
Map Reference	LB 1 PG 53
Instrument Date	Nov 30, 2021
Instrument	2021012119
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 E MAIN ST, 305, STURGIS, MI 49091-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WINCHESTER TRL, GOSHEN, IN 46526-6124

Mortgage

Date	Dec 2, 2021

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 7, 2021
Property Address	305 E MAIN ST, STURGIS, MI 49091-1416
Document Number	2021012339
Map Reference	LB 1 PG 53
Instrument Date	Nov 30, 2021
Instrument	2021012339
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MAIN ST, STURGIS, MI 49091-1416

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (+6.41%) Land $5,300 Building $84,400	$179,400 (+6.41%) Land $10,600 Building $168,800
2025	$2,932.00 Homeowner's exemption	$84,300 Land $4,700 Building $79,600	$168,600 Land $9,400 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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