St. Joseph County property record for 301 E Main St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1946 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Aug 2024) |
| Tax Bill | $3,439 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-250-036-00 |
| Primary APN | 052-250-036-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 924 sqft Building Perimeter |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 154 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 301 E MAIN ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 & VACATED ALLEY ADJ SD LOT ON THE S. GREENLAWN ADD. CITY OF STURGIS. |
| Legal Subdivision | GREEN LAWN ADDITION TO STURGIS |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40700 |
Source: St. Joseph County assessment roll, APN 052-250-036-00, as of August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Oct 04, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Feb 01, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 27, 2021 | Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Feb 01, 2023 · Amount on Record |
| Deed Document Number | 20246241 |
| Prior Transfer Date | Aug 20, 2002 |
| Prior Transfer Doc | 1078000788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Document Number | 2023007145 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023007145 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Document Number | 2023007115 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023007115 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 01, 2023 |
| Property Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Document Number | 2023000744 |
| Map Reference | LB 1 PG 53 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023000744 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 BURRWOOD DR, BURR OAK, MI 49030-9431 |
| Name | Verified Name |
|---|---|
| Address | 3073 JASMIN RD, LINCOLN, MI 48742-9781 |
| Date | Feb 01, 2023 |
|---|
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 27, 2021 |
| Property Address | 301 E MAIN ST, STURGIS, MI 49091-1416 |
| Document Number | 2021010861 |
| Map Reference | LB 1 PG 53 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021010861 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 W JEROLENE ST, 323, STURGIS, MI 49091-1018 |
| Name | Verified Name |
|---|---|
| Address | 528 BURRWOOD DR, BURR OAK, MI 49030-9431 |
Source: St. Joseph County assessment roll as of August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,700 | $133,400 | |
| 2025 | $3,439.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 526 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
Source: EPA Safe Drinking Water Information System, water system MI0006440, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STURGIS serves 11,920 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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