213 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 213 E Main St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2021)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-250-037-00`

Property Details

APN / Parcel Number

Primary APN	`052-250-037-00`

Interior

Full Baths	1 Bath
Building Area	816 sqft Building Perimeter
1st Floor Area	816 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	154 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	213 E MAIN ST
City	STURGIS
State	MI
Zip	49091-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 & VACATED ALLEY ADJ SD LOT ON S. GREENLAWN ADD. CITY OF STURGIS.
Legal Subdivision	GREENLAWN ADDITION
Legal Lot Number	40
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2014
Census Tract	40700

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 E MAIN ST, STURGIS, MI 49091-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Sep 19, 1997
Deed Document Number	20219882
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 26, 2022
Property Address	213 E MAIN ST, STURGIS, MI 49091-1414
Document Number	2022006662
Map Reference	LB 01 PG 53
Instrument Date	Jul 19, 2022
Instrument	2022006662
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E MAIN ST, STURGIS, MI 49091-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 NOTTAWA ST, STURGIS, MI 49091

Mortgage

Date	Jul 26, 2022

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 30, 2021
Property Address	213 E MAIN ST, STURGIS, MI 49091-1414
Document Number	2021009882
Map Reference	LB 1 PG 53
Instrument Date	Apr 30, 2021
Instrument	2021009882
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4170 N 245 E, HOWE, IN 46746-9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	213 E MAIN ST, STURGIS, MI 49091-1414

Mortgage

Date	Sep 30, 2021

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,300 Land $5,300 Building $45,000	$100,600 Land $10,600 Building $90,000
2025	$1,782.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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