305 3rd St NW, Buffalo, MN 55313 Property Records

Wright County property record for 305 3rd St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1889
Lot Size	0.341 acres (14,854 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2020)
Tax Bill	$3,598 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-017-002050`

Property Details

APN / Parcel Number

Primary APN	`103-017-002050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	14,854 sqft (0.341 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Street Address	305 3RD ST NW
City	BUFFALO
State	MN
Zip	55313-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 2ND ADDN LOT-005 BLOCK-00B ALSO LT 6 BLK B 00B ALSO LT 6 BLK B
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 2ND ADDN
Legal Block	B,B,00
Legal Lot Number	5-6
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1034
Census Tract	100701

Owner

305 3rd St NW is owned and occupied by two individuals who bought it in November 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 3RD ST NW, BUFFALO, MN 55313-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jul 5, 2000 · Amount on File
Deed Document Number	20201446108
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 2, 2020
Property Address	305 3RD ST NW, BUFFALO, MN 55313-1137
Document Number	0001446108
Instrument Date	Sep 3, 2020
Instrument	1446108
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 3RD ST NW, BUFFALO, MN 55313-1137

Mortgage

Document Number	0001446109
Date	Nov 2, 2020
Instrument	1446109

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 305 3rd St NW was $3,598.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,598.00	$325,000 (+6.63%) Land $96,900 Building $228,100	$325,000 (+6.63%) Land $96,900 Building $228,100
2025		$304,800 Land $79,600 Building $225,200	$304,800 Land $79,600 Building $225,200
2023	$3,388.00 (+9.43%)	$295,400 Land $70,000 Building $225,400	$295,400 Land $70,000 Building $225,400
2022	$3,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 3rd St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 3rd St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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