105 3rd St NW, Buffalo, MN 55313 Property Records

Wright County property record for 105 3rd St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1905
Lot Size	0.201 acres (8,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2023)
Tax Bill	$2,814 (2026)
Deeds & Mortgages	Nov 2023 Construction Loan Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-011-002090`

Property Details

APN / Parcel Number

Primary APN	`103-011-002090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	850 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,772 sqft (0.201 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 3RD ST NW
City	BUFFALO
State	MN
Zip	55313-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 ACKLEYS ADDN E72FT OF LTS 9&10 BLK B K B
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	ACKLEYS ADDN
Legal Block	B
Legal Lot Number	9-10
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1031
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Construction Mortgage EVERETT FINANCIAL INC
Nov 16, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 18, 2023	Transfer on Death Deed, Transfer
Oct 15, 2019	Quit Claim Deed, Transfer CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	20231601296
Prior Transfer Date	Aug 14, 2019
Prior Transfer Doc	0001408245
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Transaction Type	Mortgage
Record Updated	Jan 1, 2024
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1542628
Date	Nov 17, 2023
Instrument	A1542628

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 16, 2023
Property Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Document Number	00A1542626
Instrument Date	Nov 9, 2023
Instrument	A1542626
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 3RD ST NW, BUFFALO, MN 55313-1133

Mortgage

Document Number	00A1542627
Date	Nov 17, 2023
Instrument	A1542627

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 18, 2023
Property Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Document Number	00A1538633
Instrument Date	Aug 7, 2023
Instrument	A1538633
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 15, 2019
Property Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Document Number	0001408245
Instrument Date	Aug 14, 2019
Instrument	1408245
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5240 FAIRHILL DR SE BUFFALO MN 553134713, BUFFALO, MN 55313-4713

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 7, 2019
Property Address	105 3RD ST NW, BUFFALO, MN 55313-1133
Document Number	0001397381
Instrument Date	Jun 3, 2019
Instrument	1397381
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5240 FAIRHILL DR SE, BUFFALO, MN 55313-4713

Mortgage

Document Number	0001397382
Date	Jun 7, 2019
Instrument	1397382

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,814.00 (+5.31%)	$265,600 (+7.7%) Land $82,500 Building $183,100	$265,600 (+7.7%) Land $82,500 Building $183,100
2025		$246,600 (+5.2%) Land $70,000 Building $176,600	$246,600 (+5.2%) Land $70,000 Building $176,600
2023		$234,400 Land $70,000 Building $164,400	$234,400 Land $70,000 Building $164,400
2022	$2,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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