304 3rd St NW, Buffalo, MN 55313 Property Records

Wright County property record for 304 3rd St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,692 sqft · built 1940
Lot Size	0.143 acres (6,270 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2008)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-017-001030`

Property Details

APN / Parcel Number

Primary APN	`103-017-001030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,054 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,270 sqft (0.143 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	304 3RD ST NW
City	BUFFALO
State	MN
Zip	55313-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 2ND ADDN LOT-003 BLOCK-00A N60FT OF LT3 BLK A 00A N60FT OF LT3 BLK A
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 2ND ADDN
Legal Block	A,A,00
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1035
Census Tract	100701

Owner

304 3rd St NW is owned and occupied by two individuals who bought it in June 2008.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 3RD ST NW, BUFFALO, MN 55313-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Feb 26, 2008 · Amount on File
Deed Document Number	2008108566
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0000107769
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	304 3RD ST NW, BUFFALO, MN 55313-1138
Document Number	0001399366
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	CREDIT UNION TITLE, CU TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 3RD ST NW BUFFALO MN 553131138, BUFFALO, MN 55313-1138

Mortgage

Document Number	0001399366
Date	Jul 2, 2019
Instrument	1399366

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 304 3rd St NW was $2,928.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00	$275,000 (+7.8%) Land $82,500 Building $192,500	$275,000 (+7.8%) Land $82,500 Building $192,500
2025		$255,100 Land $70,000 Building $185,100	$255,100 Land $70,000 Building $185,100
2023	$2,994.00 (+7.47%)	$258,800 Land $70,000 Building $188,800	$258,800 Land $70,000 Building $188,800
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 3rd St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 3rd St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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