3049 Main St, Custer, WA 98240 Property Records

Whatcom County property record for 3049 Main St, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,099 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2025)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400135-323421-0000`

Property Details

APN / Parcel Number

Primary APN	`400135-323421-0000`
Alternative APNs	`123511` `593262` `615567`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,099 sqft Living Area
Gross Area	1,171 sqft
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Enclosed Porch
Porch Area	72 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	123511
Street Address	3049 MAIN ST
City	CUSTER
State	WA
Zip	98240-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BEG 570 FT W-35 FT S FR CTR OF MAIN ST-FIRST ST CUSTER-TH S 140 FT-TH W 65 FT- TH N 140 FT-TH E 65 FT TO BEG
Legal Range	01
Legal Township	40
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2088
Census Tract	10407

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3049 MAIN ST, CUSTER, WA 98240-9524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Quit Claim Deed, Transfer SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY
Dec 14, 2023	Trustee's Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SERVICEING SLN
May 11, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
	Deed of Trust, Mortgage
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 20, 2017	Warranty Deed, Transfer · VA Mortgage USSA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	2025999
Prior Transfer Date	Apr 3, 2024
Prior Transfer Doc	0000000969
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 12, 2024
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Document Number	0000400969
Instrument Date	Apr 3, 2024
Instrument	2024-0400969
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155
Mail Care Of	SHELLPOINT MORTGAGE SERVICING

December 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 14, 2023
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Document Number	0001201000
Instrument Date	Dec 13, 2023
Instrument	2023-1201000
Transaction Type	Foreclosure
Record Updated	Dec 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICEING SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4126

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 MAIN ST, CUSTER, WA 98240-9524

Mortgage

Document Number	0000501258
Date	May 11, 2022
Instrument	2022-0501258

Lender

Name	USAA FSB
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Dec 1, 2047

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 18, 2022
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Document Number	0000701692
Instrument Date	Jul 14, 2022
Instrument	2022-0701692
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 MAIN ST, CUSTER, WA 98240-9524

Mortgage

Document Number	0000701693
Date	Jul 18, 2022
Instrument	2022-0701693

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 20, 2017
Property Address	3049 MAIN ST, CUSTER, WA 98240-9524
Document Number	2171102379
Instrument Date	Nov 6, 2017
Instrument	1102379
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,045.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 MAIN ST CUSTER WA 982409524, CUSTER, WA 98240-9524

Mortgage

Document Number	2171102380
Date	Nov 20, 2017
Instrument	1102380

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00 (+100.2%)	$403,311 (+110.25%) Land $200,790 Building $202,521	$403,311 (+110.25%) Land $200,790 Building $202,521
2022		$191,825 Land $82,394 Building $109,431	$191,825 Land $82,394 Building $109,431
2021	$1,499.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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