3027 Main St, Custer, WA 98240 Property Records

Whatcom County property record for 3027 Main St, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,878 sqft · built 1910
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$449,500 (Nov 2025)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400135-399422-0000`

Property Details

APN / Parcel Number

Primary APN	`400135-399422-0000`
Alternative APNs	`123568` `75872`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	123568
Street Address	3027 MAIN ST
City	CUSTER
State	WA
Zip	98240-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	TR IN SW NE DAF-BEG 285 FT W-35 FT S OF GAS PIPE AT INTERS OF MAIN ST-FIRST ST CUSTER-TH S 140 FT-TH W 100 FT-TH N 140 FT-TH E 100 FT TO BEG
Legal Range	01
Legal Township	40
Legal Section	35
Legal Block	2
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2088
Census Tract	10407

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3027 MAIN ST, CUSTER, WA 98240-9524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH COAST CU
Nov 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Deed Document Number	20251436
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0001100586
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 18, 2025
Property Address	3027 MAIN ST, CUSTER, WA 98240-9524
Document Number	0001101436
Instrument Date	Nov 3, 2025
Instrument	2025-1101436
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,197.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 MAIN ST, CUSTER, WA 98240-9524

Mortgage

Document Number	0001101437
Date	Nov 18, 2025
Instrument	2025-1101437

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3027 MAIN ST, CUSTER, WA 98240-9524
Document Number	2181202363
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3027 MAIN ST CUSTER WA 982409524, CUSTER, WA 98240-9524

Mortgage

Document Number	2181202363
Date	Dec 27, 2018
Instrument	1202363

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2033

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 7, 2018
Property Address	3027 MAIN ST, CUSTER, WA 98240-9524
Document Number	2181100586
Instrument Date	Oct 16, 2003
Instrument	1100586
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3027 MAIN ST CUSTER WA 982409524, CUSTER, WA 98240-9524

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (-2.47%)	$511,568 (+1.64%) Land $223,100 Building $288,468	$511,568 (+1.64%) Land $223,100 Building $288,468
2024	$3,879.00 (+59.5%)	$503,309 (+60.18%) Land $250,000 Building $253,309	$503,309 (+60.18%) Land $250,000 Building $253,309
2022		$314,215 Land $92,694 Building $221,521	$314,215 Land $92,694 Building $221,521
2021	$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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