3022 Main St, Custer, WA 98240 Property Records

Whatcom County property record for 3022 Main St, Custer, WA 98240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,242 sqft · built 2007
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2021)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400135-411442-0000`

Property Details

APN / Parcel Number

Primary APN	`400135-411442-0000`
Alternative APNs	`186545` `586825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Deck Area	300 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	186545
Street Address	3022 MAIN ST
City	CUSTER
State	WA
Zip	98240-9524
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR2
Legal Description	TR LY WITHIN PTN OF NW NE DAF-COM AT A PT 35.00 FT N-35.00 FT W OF BRASS DISC MARKING INTERS OF BRUCE RD-MAIN ST-TH N 88 DEG 29 22 W ALG N R/W LI OF SD MAIN ST 90.00 FT TO TPOB-TH FOLL 6 COURSES-CONT N 88 DEG 29 22 W ALG SD N R/W LI 170.00 FT-N 01 DE
Legal Range	01
Legal Township	40
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2088
Census Tract	10407

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3022 MAIN ST, CUSTER, WA 98240-9524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
May 5, 2021	Deed of Trust, Mortgage WILLIAM HENSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	20213714
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0000701097
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 24, 2021
Property Address	3022 MAIN ST, CUSTER, WA 98240-9524
Document Number	20211103714
Instrument Date	Nov 22, 2021
Instrument	2021-1103714
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 MAIN ST, CUSTER, WA 98240-9524

Mortgage

Document Number	20211103715
Date	Nov 24, 2021
Instrument	2021-1103715

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3022 MAIN ST, CUSTER, WA 98240-9524
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210500718
Date	May 5, 2021
Instrument	2021-0500718

Lender

Name	WILLIAM HENSON
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (+3.22%)	$448,808 (+19.63%) Land $223,100 Building $225,708	$448,808 (+19.63%) Land $223,100 Building $225,708
2024	$2,891.00 (+53.94%)	$375,157 (+20.86%) Land $250,000 Building $125,157	$375,157 (+20.86%) Land $250,000 Building $125,157
2022		$310,417 Land $130,323 Building $180,094	$310,417 Land $130,323 Building $180,094
2021	$1,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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