3048 Hwy 59 W, Covington, TN 38019 Property Records

Tipton County property record for 3048 Hwy 59 W, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1979
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Feb 2008)
Tax Bill	$896 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084040 05301`

Property Details

APN / Parcel Number

Primary APN	`084040 05301`
Alternative APN	`040 05301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	114,563 sqft (2.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3048 HIGHWAY 59 W
City	COVINGTON
State	TN
Zip	38019-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: C63
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

3048 Hwy 59 W is owned and occupied by two individuals who bought it in February 2008.

Source: Tipton County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3048 HIGHWAY 59 W, COVINGTON, TN 38019-5630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2008 · Amount on File
Deed Sale	Feb 5, 2008 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Document Number	0001385919
Deed Book / Page	1385 / 919
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	3048 HIGHWAY 59 W, COVINGTON, TN 38019-5630
Document Number	1823836
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3048 HIGHWAY 59 W COVINGTON TN 380195630, COVINGTON, TN 38019-5630

Mortgage

Document Number	1823836
Date	Dec 5, 2019
Book Page	001823/000836
Instrument	228795

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3048 Hwy 59 W was $896.

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00	$58,900 Land $10,700 Building $48,200
2023		$58,900 (+41.42%) Land $10,700 Building $48,200
2022	$850.00	$41,650 Land $7,850 Building $33,800	$166,600 Land $31,400 Building $135,200
2020			$235,600 Land $42,800 Building $192,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3048 Hwy 59 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3048 Hwy 59 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 59 W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures