2998 Hwy 59 W, Covington, TN 38019 Property Records

Tipton County property record for 2998 Hwy 59 W, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1954
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Tax Bill	$307 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084040 05300`

Property Details

APN / Parcel Number

Primary APN	`084040 05300`
Alternative APN	`040 05300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1966
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,284 sqft (0.81 acres)
Terrain	Rolling
Porch	Slab
Porch Area	96 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2998 HIGHWAY 59 W
City	COVINGTON
State	TN
Zip	38019-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

2998 Hwy 59 W is owned and occupied by an individual who acquired it in July 2021.

Source: Tipton County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 6, 2021	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 14, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Jun 13, 2011 · Amount on File
Deed Document Number	2021246723
Deed Book / Page	1909 / 941
Prior Transfer Date	Jun 19, 2021
Prior Transfer Doc	0001909941
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628

Mortgage

Document Number	0001994358
Date	Mar 23, 2023
Book Page	1994/358
Instrument	265007

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Jul 6, 2021
Property Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Document Number	1909941
Book / Page	1909 / 941
Instrument Date	Jun 19, 2021
Instrument	246723
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628

Mortgage

Document Number	246724
Date	Jul 6, 2021
Instrument	246724

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Document Number	1827510
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 HIGHWAY 59 W COVINGTON TN 380195628, COVINGTON, TN 38019-5628

Mortgage

Document Number	1827510
Date	Jan 7, 2020
Book Page	001827/000510
Instrument	229611

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2998 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Document Number	1786853
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2998 HIGHWAY 59 W COVINGTON TN 380195628, COVINGTON, TN 38019-5628

Mortgage

Document Number	1786853
Date	Jan 30, 2019
Book Page	001786/000853
Instrument	220358

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2998 Hwy 59 W was $307.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00	$20,200 Land $5,550 Building $14,650
2023		$20,200 (+41.75%) Land $5,550 Building $14,650
2022	$291.00	$14,250 Land $4,075 Building $10,175	$57,000 Land $16,300 Building $40,700
2020			$80,800 Land $22,200 Building $58,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2998 Hwy 59 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2998 Hwy 59 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 59 W

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