2976 Hwy 59 W, Covington, TN 38019 Property Records

Tipton County property record for 2976 Hwy 59 W, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Aug 2018)
Tax Bill	$313 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`084040 05100`

Property Details

APN / Parcel Number

Primary APN	`084040 05100`
Alternative APN	`040 05100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Utility Building	312 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2976 HIGHWAY 59 W
City	COVINGTON
State	TN
Zip	38019-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

2976 Hwy 59 W is owned by two individuals who bought it in August 2018.

Source: Tipton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1940 OIL MILL RD, COVINGTON, TN 38019-4667
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage INSOUTH BK
Aug 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Mar 24, 2003 · Amount on File
Deed Document Number	2018216587
Deed Book / Page	1771 / 619
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0001622805
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2976 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Document Number	1814663
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 OIL MILL RD COVINGTON TN 380194667, COVINGTON, TN 38019-4667

Mortgage

Document Number	1814663
Date	Sep 23, 2019
Book Page	001814/000663
Instrument	226786

Lender

Name	INSOUTH BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 30, 2018
Property Address	2976 HIGHWAY 59 W, COVINGTON, TN 38019-5628
Document Number	1771619
Book / Page	001771 / 000619
Instrument Date	Aug 28, 2018
Instrument	216587
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$96.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1940 OIL MILL RD COVINGTON TN 380194667, COVINGTON, TN 38019-4667

Tax Assessment & Valuation

The 2025 property tax bill for 2976 Hwy 59 W was $313.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00	$20,575 Land $2,950 Building $17,625
2023		$20,575 Land $2,950 Building $17,625
2022	$294.00
2020			$82,300 Land $11,800 Building $70,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2976 Hwy 59 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2976 Hwy 59 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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