Hamilton County property record for 3041 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 9,049 sqft · built 1920 |
| Lot Size | 0.584 acres (25,439 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,700,000 (Aug 2020) |
| Tax Bill | $42,786 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0097-00 |
| Primary APN | 043-0002-0097-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 9,049 sqft Living Area |
| Gross Area | 9,783 sqft |
| 1st Floor Area | 2,902 sqft |
| 2nd Floor Area | 3,707 sqft |
| Upper Floors Area | 1,409 sqft |
| Attic | Attic |
| Attic Area | 984 sqft |
| Basement Area | 3,174 sqft |
| Finished Basement | 2,440 sqft |
| Unfinished Basement | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 25,439 sqft (0.584 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 267 sqft |
| Patio Area | 1,056 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3041 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 3041 OBSERVATORY AV 100X250 SS OBSERVATORY AV150 FT E OF KILGOUR LN |
| Legal Subdivision | KILGOURS 01 SUB/MT LOOKOUT |
| Legal Lot Number | 22,23 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3041 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 14, 2021 | Transfer on Death Deed, Transfer |
| Aug 24, 2020 | Warranty Deed, Transfer FORCHT BK NA |
| Oct 16, 2017 | Warranty Deed, Transfer · ARM CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 202084425 |
| Deed Book / Page | 14238 / 1713 |
| Prior Transfer Date | Feb 12, 2004 |
| Prior Transfer Doc | 0095430498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 14, 2021 |
| Property Address | 3041 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000046901 |
| Book / Page | 14396 / 3470 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021-0046901 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 24, 2020 |
| Property Address | 3041 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000084425 |
| Book / Page | 014238 / 001713 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 84425 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3041 OBSERVATORY AVE CINCINNATI OH 452082413, CINCINNATI, OH 45208-2413 |
| Document Number | 84426 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 014238/001719 |
| Instrument | 84426 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | PO BOX 54513, LEXINGTON, KY 40555-4513 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 23, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 16, 2017 |
| Property Address | 3041 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000004277 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 17-0094277 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3041 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000004278 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 17-0094278 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,786.00 (+5.98%) | $675,763 (-) Land $154,714 Building $521,049 | $1,930,750 (-) Land $442,040 Building $1,488,710 |
| 2024 | $40,370.00 (+8%) | $675,763 (+10.39%) Land $154,714 Building $521,049 | |
| 2023 | $37,379.00 (+34.86%) | $612,175 (+50.22%) Land $154,714 Building $457,461 | $1,930,750 (+65.83%) Land $442,040 Building $1,488,710 |
| 2022 | $27,716.00 Homeowner's exemption | $407,513 Land $112,935 Building $294,578 | |
| 2020 | $1,164,320 Land $322,670 Building $841,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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