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3032 Bernard Ave, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3032 Bernard Ave, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,407 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (May 2014)
Tax Bill$8,735 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN212-163-005-3

Property Details

APN / Parcel Number

Primary APN212-163-005-3
Alternative APN
  • 212-163-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,407 sqft Living Area
Gross Area1,907 sqft
1st Floor Area918 sqft
2nd Floor Area489 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 69 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3032 BERNARD AVE
CitySAN RAMON
StateCA
Zip94583-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT03478 L0081 B EX MR
Legal SubdivisionSUBDIVISION 3478
Legal Tract03478
Legal Lot Number81
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3005
Census Tract345102

Owner

3032 Bernard Ave is owned and occupied by two individuals who bought it in May 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address3032 BERNARD AVE, SAN RAMON, CA 94583-3202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2014 · Amount on File
Deed SaleMay 6, 2014 · Amount on File
Prior SaleJun 22, 2007 · Amount on File
Deed Document Number201471122
Prior Transfer DateApr 30, 2014
Prior Transfer Doc0000071124
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3032 BERNARD AVE, SAN RAMON, CA 94583-3202
Document Number0000206086
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3032 BERNARD AVE SAN RAMON CA 945833202, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000206086
DateNov 19, 2019
Instrument206086
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2049
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 3032 Bernard Ave was $8,735 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$750,217 (+2%) Land $562,666 Building $187,551
2025$8,735.00 Homeowner's exemption$735,508 Land $551,634 Building $183,874
2023$8,421.00 (+0.74%) Homeowner's exemption$706,949 Land $530,214 Building $176,735
2022$8,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3032 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 Bernard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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