30445 Cedar Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30445 Cedar Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,204 sqft Living Area
Lot Size	20,250 sqft (0.464 acres)
Occupancy	Owner Occupied
Last Sale	$116,300 (2004)
Tax Bill	$682.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-24-18-478-002`
Alternative APNs	`0095915-000000-4` `10004626539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,204 sqft Living Area
Gross Area	1,824 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 2004
Architectural Style	Other Style
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	20,250 sqft (0.464 acres)
Depth X Width	135 ft x 150 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Shed	1 Shed
Shed Area	165 sqft Shed
Porch	1 Porch
Porch Area	200 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	10004626539
Old Parcel Number	00959150000004
Street Address	30445 CEDAR RD
City	PUNTA GORDA
State	FL
Zip	33982-3325
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIH 004 0000 0566 RIDGE HARBOR 4TH ADD LTS 566 & 567 118/242&251 543/1714 584/1766 636/2131 QCD897/1749 1180/1777
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARBOR
Legal Lot Number	566 567
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PUNTA GORDA
Census Blockgroup	1
Census Block	1036
Census Tract	10100

Owner

Source: Charlotte County records · APN 40-24-18-478-002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	30445 CEDAR RD, PUNTA GORDA, FL 33982-3325
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2004 · Amount on Record
Deed Sale	Jan 27, 2004 · Amount on Record
Prior Sale	Jul 14, 2003 · Amount on Record
Deed Doc Number	0239000441
Deed Book / Page	02390 / 00441
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	30445 CEDAR RD, PUNTA GORDA, FL 33982-3325
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046721400
Date	Dec 07, 2020
Book Page	4672/1400
Instrument	2879915

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (-51.39%) Homeowner's exemption	$85,214 (+5.99%)	$216,249 (+4.4%) Land $28,000 Building $188,249
2023	$1,403.00 (+5.49%) Homeowner's exemption	$80,400 (+3%)	$207,126 (-9.62%) Land $28,306 Building $178,820
2022	$1,330.00 Homeowner's exemption	$78,058	$229,166 Land $20,808 Building $208,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 379 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.