30431 Cedar Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30431 Cedar Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1983
Lot Size	0.464 acres (20,250 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Jan 2022)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jan 2022 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-24-18-456-004`

Property Details

APN / Parcel Number

Primary APN	`40-24-18-456-004`
Alternative APNs	`0095913-000000-6` `10004626473`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,007 sqft

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	20,250 sqft (0.464 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	36 sqft
Porch	Finished/Screened Porch
Porch Area	855 sqft
Shed	1 Shed
Shed Area	130 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004626473
Old Parcel Number	00959130000006
Street Address	30431 CEDAR RD
City	PUNTA GORDA
State	FL
Zip	33982-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RIH 004 0000 0563 RIDGE HARBOR 4TH ADDITION LT 563 118/252 598/132 FJ1167/638 2411/662 2437/1388 3615/2044 P
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARBOR
Legal Lot Number	563 564
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1036
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Jun 13, 2018	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	3048543
Deed Book / Page	4913 / 1224
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 21, 2022
Property Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325
Document Number	0049131224
Book / Page	4913 / 1224
Map Reference	MB 3 PG 69
Instrument Date	Jan 20, 2022
Instrument	3048543
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30431 CEDAR RD, 30431, PUNTA GORDA, FL 33982-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LAISHLEY CT UNIT 114, 114, PUNTA GORDA, FL 33950-3666

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 22, 2021
Property Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325
Document Number	0048980572
Book / Page	4898 / 572
Map Reference	MB 3 PG 69
Instrument Date	Dec 17, 2021
Instrument	3037509
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30431 CEDAR RD, 30431, PUNTA GORDA, FL 33982-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325

Mortgage

Document Number	0004898573
Date	Dec 22, 2021
Instrument	4898/573

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 13, 2018
Property Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325
Document Number	0043252119
Book / Page	4325 / 2119
Instrument Date	May 24, 2018
Instrument	2620489
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8006 RAVEN OAKS DR, 8006, OMAHA, NE 68152-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30431 CEDAR RD, PUNTA GORDA, FL 33982-3325

Mortgage

Document Number	0002620490
Date	Jun 13, 2018
Instrument	2620490

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (-0.43%)	$200,706 (+9.23%)	$154,597 (+8.98%) Land $28,000 Building $126,597
2023	$3,040.00 (-11.03%) Homeowner's exemption	$183,751 (-12.46%)	$141,854 (-32.42%) Land $28,306 Building $113,548
2022	$3,417.00 Homeowner's exemption	$209,895 Land $20,808 Building $189,087	$209,895 Land $20,808 Building $189,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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