Charlotte County property record for 30430 Cedar Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 932 sqft · built 1958 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Dec 2017) |
| Tax Bill | $235 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-24-18-454-009 |
| Primary APN | 40-24-18-454-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| Gross Area | 1,062 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004626454 |
|---|---|
| Old Parcel Number | 00959340000001 |
| Street Address | 30430 CEDAR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | RIH 004 0000 0587 RIDGE HARBOR 4TH ADDITION LT 587 350/638 364/277 433/109 1216/1813 2565/575 4263/1064 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 18 |
| Legal Subdivision | RIDGE HARBOR |
| Legal Lot Number | 587 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30430 CEDAR RD, PUNTA GORDA, FL 33982-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2004 · Amount on Record |
| Deed Document Number | 2572203 |
| Deed Book / Page | 4263 / 1064 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 30430 CEDAR RD, PUNTA GORDA, FL 33982-3324 |
| Document Number | 0042631064 |
| Book / Page | 4263 / 1064 |
| Map Reference | MB3 PG69 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2572203 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7640 CLEVELAND DR, 7640, PUNTA GORDA, FL 33982-2056 |
| Name | Verified Name |
|---|---|
| Address | 30430 CEDAR RD, PUNTA GORDA, FL 33982-3324 |
| Document Number | 0002572204 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2572204 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235.00 (-75.65%) Homeowner's exemption | $40,619 (+5.99%) | $71,010 (+58.54%) Land $14,000 Building $57,010 |
| 2023 | $965.00 (+6.28%) Homeowner's exemption | $38,324 (+3%) | $44,790 (-35.84%) Land $14,153 Building $30,637 |
| 2022 | $908.00 Homeowner's exemption | $37,208 | $69,805 Land $10,404 Building $59,401 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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