Osceola County property record for 3039 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2017) |
| Tax Bill | $992.00 (2024) |
| Primary APN | 22-26-30-0076-0001-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,053 sqft Gross Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 221 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3039 ELBIB DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES PH 6 |
| Legal Phase | 6 |
| Legal Tract | 76 |
| Legal Block | 180 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0076-0001-0180
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3039 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit ADDITION FIN'L CU |
| Jun 02, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2017 · Amount on Record |
| Deed Sale | May 01, 2017 · Amount on Record |
| Prior Sale | May 31, 2005 · Amount on Record |
| Deed Book / Page | 5158 / 317 |
| Last Transfer Date | May 25, 2017 |
| Transfer Doc | 0051580317 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3039 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0057871987 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3039 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591 |
| Document Number | 0057871987 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 005787/001987 |
| Instrument | 117841 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3039 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0057871981 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3039 ELBIB DR ST CLOUD FL 347728591, ST CLOUD, FL 34772-8591 |
| Document Number | 0057871981 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 005787/001981 |
| Instrument | 117840 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Sep 02, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2017 |
| Property Address | 3039 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0051580317 |
| Book / Page | 5158 / 0317 |
| Map Reference | MB13 PG124-126 |
| Instrument Date | May 25, 2017 |
| Instrument | 2017080756 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Tax | $0.70 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3039 ELBIB DR, SAINT CLOUD, FL 34772-8591 |
| Document Number | 0051580318 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 5158/0318 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 (+4.33%) Homeowner's exemption | $100,710 (+5.99%) | $295,400 (-2.92%) Land $65,000 Building $230,400 |
| 2024 | $992.00 (+4.2%) | ||
| 2023 | $952.00 (+5.43%) Homeowner's exemption | $95,022 (+3%) | $304,300 (+15.88%) Land $60,000 Building $244,300 |
| 2022 | $903.00 Homeowner's exemption | $92,255 | $262,600 Land $55,000 Building $207,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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