30420 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30420 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 1973
Lot Size0.286 acres (12,500 sqft)
Owner2 Owner Names on Record
Last Sale$167,500 (Jan 2002)
Tax Bill$2,056 (2024)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00280660-000000

Property Details

APN / Parcel Number

Primary APN00280660-000000
Alternative APNs
  • 23662900280660000000
  • 1352641

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
FlooringPlywood
Interior WallsWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area12,500 sqft (0.286 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area338 sqft
PorchOpen Porch
Porch Area456 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1352641
Old Parcel Number23662900280660000000
Street Address30420 PALM DR
CityBIG PINE KEY
StateFL
Zip33043-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 16 LTS 11 & 12 PALM VILLA BIG PINE KEY PB1-89 OR365-841 OR808-543 OR1051-1220QC OR1095-1194/95 OR1753-2459
Legal Range29E
Legal Township66S
Legal Section23
Legal SubdivisionPALM VILLA
Legal Block16
Legal Lot Number11-12 12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2004
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address30420 PALM DR, BIG PINE KEY, FL 33043-4736
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2002 · Amount on Record
Deed SaleJan 18, 2002 · Amount on Record
Deed Document Number0175302459
Deed Book / Page01753 / 02459
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address30420 PALM DR, BIG PINE KEY, FL 33043-4736
Document Number0029041177
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address30420 PALM DR BIG PINE KEY FL 330434736, BIG PINE KEY, FL 33043-4736

Mortgage

Document Number0029041177
DateMay 2, 2018
Book Page002904/001177
Instrument2167135
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,995 (+5.99%)$487,641 (-1.67%) Land $268,000 Building $219,641
2024$2,056.00 (+6.81%)
2023$1,925.00 (+2.67%) Homeowner's exemption$178,320 (+3%)$495,947 (+24.58%) Land $284,750 Building $211,197
2022$1,875.00 Homeowner's exemption$173,127$398,091 Land $186,344 Building $211,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Palm Dr

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