30354 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30354 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,283 sqft · built 1976
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Mar 2019)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00280370-000000`

Property Details

APN / Parcel Number

Primary APN	`00280370-000000`
Alternative APNs	`23662900280370000000` `1352357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,283 sqft Living Area
1st Floor Area	1,283 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	253 sqft
Carport	Carport
Carport Area	253 sqft

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	110 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1352357
Street Address	30354 PALM DR
City	BIG PINE KEY
State	FL
Zip	33043-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 15 LT 6 PALM VILLA BIG PINE KEY PB1-89 OR526-475 OR644-808 OR1089-1814 OR1428-2072/73 OR1437-343 OR1899-2435R/S OR1950-25M/L OR2480-879/80 OR2743-364/65 OR2954-0786
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	PALM VILLA
Legal Block	15
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2009
Census Tract	971401

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30354 PALM DR, BIG PINE KEY, FL 33043-4744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	20192211581
Deed Book / Page	2954 / 786
Transfer Doc	1428002072
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30354 PALM DR, BIG PINE KEY, FL 33043-4744
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30354 PALM DR, BIG PINE KEY, FL 33043-4744

Mortgage

Document Number	0032331653
Date	Jul 11, 2023
Book Page	3233/1653
Instrument	2424563

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2063

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2019
Property Address	30354 PALM DR, BIG PINE KEY, FL 33043-4744
Document Number	0029540786
Book / Page	2954 / 0786
Map Reference	MB 1 PG 89
Instrument Date	Mar 13, 2019
Instrument	2211581
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 BENTWATER CIR, 52, BOYNTON BEACH, FL 33426-7646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30354 PALM DR, BIG PINE KEY, FL 33043-4744

Mortgage

Document Number	0002211582
Date	Mar 19, 2019
Instrument	2211582

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (+1.19%)	$380,017 (-0.84%) Land $200,000 Building $180,017	$380,017 (-0.84%) Land $200,000 Building $180,017
2024	$4,122.00 (+11.56%)
2023	$3,695.00 (+10.56%)	$383,255 (+20.04%) Land $212,500 Building $170,755	$383,255 (+20.04%) Land $212,500 Building $170,755
2022	$3,342.00	$319,286 Land $139,063 Building $180,223	$319,286 Land $139,063 Building $180,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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