30372 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30372 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1968
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$468,000 (Feb 2022)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00280340-000000`

Property Details

APN / Parcel Number

Primary APN	`00280340-000000`
Alternative APNs	`23662900280340000000` `1352322`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Porch Area	68 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1352322
Street Address	30372 PALM DR
City	BIG PINE KEY
State	FL
Zip	33043-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 15 LOTS 3-4 PALM VILLA BIG PINE KEY PB1-89 OR57-524 OR943-2256 OR1126-2036 OR1453-2475 OR1578-605 OR1705-1215 OR1791-2092 OR2783-1561 OR3154-1785
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	PALM VILLA
Legal Block	15
Legal Lot Number	3-4
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2009
Census Tract	971401

Owner

Source: Monroe County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30372 PALM DR, BIG PINE KEY, FL 33043-4744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 2, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	20222361182
Deed Book / Page	3154 / 1785
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 11, 2022
Property Address	30372 PALM DR, BIG PINE KEY, FL 33043-4744
Document Number	0031541785
Book / Page	3154 / 1785
Map Reference	MB 1 PG 89
Instrument Date	Jan 31, 2022
Instrument	2361182
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 TROPICANA PKWY, 25, CAPE CORAL, FL 33933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30372 PALM DR, BIG PINE KEY, FL 33043-4744

Mortgage

Document Number	0031541787
Date	Feb 11, 2022
Instrument	3154/1787

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30372 PALM DR, BIG PINE KEY, FL 33043-4744
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 420337, SUMMERLAND KEY, FL 33042-0337

Mortgage

Document Number	0031391161
Date	Nov 24, 2021
Book Page	3139/1161
Instrument	2350008

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	30372 PALM DR, BIG PINE KEY, FL 33043-4744
Document Number	0029860670
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 420337 SUMMERLAND KEY FL 330420337, SUMMERLAND KEY, FL 33042-0337

Mortgage

Document Number	0029860670
Date	Sep 25, 2019
Book Page	002986/000670
Instrument	2237957

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+2.63%) Homeowner's exemption	$399,599 (+3.02%) Land $237,500 Building $162,099	$399,599 (+3.02%) Land $237,500 Building $162,099
2024	$3,876.00 (+4.81%)
2023	$3,698.00 (+10.06%) Homeowner's exemption	$387,898 (+26.42%) Land $248,438 Building $139,460	$387,898 (+26.42%) Land $248,438 Building $139,460
2022	$3,360.00	$306,840 Land $162,501 Building $144,339	$306,840 Land $162,501 Building $144,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures