Hamilton County property record for 3020 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,832 sqft · built 1920 |
| Lot Size | 0.451 acres (19,646 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Mar 1994) |
| Tax Bill | $20,908 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0006-0135-00 |
| Primary APN | 039-0006-0135-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,832 sqft Living Area |
| 1st Floor Area | 2,437 sqft |
| 2nd Floor Area | 1,740 sqft |
| Attic | Attic |
| Attic Area | 655 sqft |
| Basement Area | 2,816 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,646 sqft (0.451 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 354 sqft |
| Patio Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3020 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3020 OBSERVATORY 100 X 200 NS OBSERVATORY 490 FT E OF GRACE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5100 |
3020 Observatory Ave is owned and occupied by two individuals who bought it in March 1994.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1994 · Amount on File |
| Deed Sale | Mar 22, 1994 · Amount on File |
| Deed Document Number | 719984 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3020 Observatory Ave was $20,908, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,908.00 (+3.13%) | $379,421 (-) Land $150,640 Building $228,781 | |
| 2024 | $20,273.00 (-2.21%) | $379,421 (-) Land $150,640 Building $228,781 | |
| 2023 | $20,731.00 (+6.13%) | $379,421 (+16.99%) Land $150,640 Building $228,781 | $1,084,060 Land $430,400 Building $653,660 |
| 2022 | $19,534.00 Homeowner's exemption | $324,311 Land $109,960 Building $214,351 | |
| 2020 | $926,600 Land $314,170 Building $612,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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