3041 Cedora Ter, Sebring, FL 33870 Property Records

Highlands County property record for 3041 Cedora Ter, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,406 sqft · built 2005
Lot Size	0.558 acres (24,343 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2017)
Tax Bill	$6,013 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-17-34-29-060-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`S-17-34-29-060-0000-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,406 sqft Living Area
1st Floor Area	2,110 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,343 sqft (0.558 acres)
Garage Type	Finished
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1,190 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3041 CEDORA TER
City	SEBRING
State	FL
Zip	33870-6829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUNSET POINTE ON DINNER LA PB 16-PG 55 LOT 1
Legal Range	29E
Legal Township	34S
Legal Section	17
Legal Subdivision	SUNSET POINTE ON
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2003
Census Tract	960900

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3041 CEDORA TER, SEBRING, FL 33870-6829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 7, 2017	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Sep 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	1875711
Deed Book / Page	2610 / 1542
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3041 CEDORA TER, SEBRING, FL 33870-6829
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9848 SW 53RD TER, OCALA, FL 34476-8699

Mortgage

Document Number	0002008877
Date	Dec 1, 2020
Book Page	2787/360
Instrument	2008877

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3041 CEDORA TER, SEBRING, FL 33870-6829
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9848 SW 53RD TER, OCALA, FL 34476-8699

Mortgage

Document Number	0002090873
Date	Apr 29, 2022
Book Page	2901/1284
Instrument	2090873

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 7, 2017
Property Address	3041 CEDORA TER, SEBRING, FL 33870-6829
Document Number	0001875711
Book / Page	002610 / 001542
Instrument Date	Dec 5, 2017
Instrument	1875711
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3041 CEDORA TERRECE SEBRING FL 33870, SEBRING, FL 33870

Mortgage

Document Number	1875712
Date	Dec 7, 2017
Book Page	002610/001554
Instrument	1875712

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 28, 2017
Property Address	3041 CEDORA TER, SEBRING, FL 33870-6829
Document Number	0001866798
Book / Page	002599 / 001945
Instrument Date	Sep 26, 2017
Instrument	1866798
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,490 (+5.82%) Land $36,000 Building $283,490	$319,490 (+5.82%) Land $36,000 Building $283,490
2024	$6,013.00 (+5.81%)
2023	$5,683.00 (+11.76%)	$301,924 (+13.8%) Land $36,000 Building $265,924	$301,924 (+13.8%) Land $36,000 Building $265,924
2022	$5,085.00	$265,317 Land $36,000 Building $229,317	$265,317 Land $36,000 Building $229,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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