3034 Cedora Ter, Sebring, FL 33870 Property Records

Highlands County property record for 3034 Cedora Ter, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,906 sqft · built 2006
Lot Size	0.307 acres (13,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2026)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-17-34-29-060-0000-0380`

Property Details

APN / Parcel Number

Primary APN	`S-17-34-29-060-0000-0380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,906 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,350 sqft (0.307 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3034 CEDORA TER
City	SEBRING
State	FL
Zip	33870-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUNSET POINTE ON DINNER LAKE PB 16-PG 55 LOT 38
Legal Range	29E
Legal Township	34S
Legal Section	17
Legal Subdivision	SUNSET POINTE ON
Legal Lot Number	38
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2003
Census Tract	960900

Owner

Source: Highlands County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 GREENRIDGE DR, CONWAY, SC 29526-9250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Nov 29, 2011 · Amount on Record
Deed Document Number	20262323964
Deed Book / Page	3208 / 1198
Prior Transfer Date	Jul 30, 2026
Prior Transfer Doc	0002323964
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 31, 2026
Property Address	3034 CEDORA TER, SEBRING, FL 33870-6828
Document Number	0002323964
Book / Page	3208 / 1198
Instrument Date	Jul 30, 2026
Instrument	20262323964
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CAPSTONE TITLE LLC, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1644 GREENRIDGE DR, CONWAY, SC 29526-9250

Mortgage

Document Number	0002323966,
Date	Jul 31, 2026
Book Page	3208/1202
Instrument	20262323966

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,531.00 (+6.62%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$114,932 (+5.99%)	$234,490 (-9.03%) Land $12,500 Building $221,990
2024	$1,436.00 (+6.29%)
2023	$1,351.00 (-10.71%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$108,440 (+3%)	$257,780 (+16.31%) Land $12,500 Building $245,280
2022	$1,513.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$105,282	$221,638 Land $12,500 Building $209,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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