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3032 Cedora Ter, Sebring, FL 33870 Property Records

Highlands County property record for 3032 Cedora Ter, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,656 sqft · built 2006
Lot Size0.298 acres (13,013 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Mar 2011)
Tax Bill$1,968 (2024)
Deeds & MortgagesSep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNS-17-34-29-060-0000-0370

Property Details

APN / Parcel Number

Primary APNS-17-34-29-060-0000-0370

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,656 sqft Living Area
1st Floor Area2,239 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,013 sqft (0.298 acres)
Lot Dimensions120 ft deep x 109 ft wide
Garage TypeFinished
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address3032 CEDORA TER
CitySEBRING
StateFL
Zip33870-6828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUNSET POINTE ON DINNER LA PB 16-PG 55 LOT 37
Legal Range29E
Legal Township34S
Legal Section17
Legal SubdivisionSUNSET POINTE ON
Legal Lot Number37
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2003
Census Tract960900

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3032 CEDORA TER, SEBRING, FL 33870-6828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2011 · Amount on Record
Deed SaleMar 22, 2011 · Amount on Record
Prior SaleMay 12, 2006 · Amount on Record
Deed Document Number1614111
Deed Book / Page2276 / 0193
Record UpdatedJun 8, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address3032 CEDORA TER, SEBRING, FL 33870-6828
Document Number0001911598
Instrument DateSep 1, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3032 CEDORA TER SEBRING FL 338706828, SEBRING, FL 33870-6828

Mortgage

Document Number0001911598
DateSep 17, 2018
Book Page002656/000128
Instrument1911598
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$127,637 (+5.99%)$253,919 (-9.09%) Land $12,500 Building $241,419
2024$1,968.00 (+4.35%)
2023$1,886.00 (+6.49%) Homeowner's exemption$120,427 (+3%)$279,316 (+16.39%) Land $12,500 Building $266,816
2022$1,771.00 Homeowner's exemption$116,919$239,974 Land $12,500 Building $227,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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