3040 Upper Rainbow Rd, Bozeman, MT 59718 Property Records

Gallatin County property record for 3040 Upper Rainbow Rd, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,108 sqft · built 1999
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,700 (Mar 2016)
Tax Bill	$2,159 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGF42979`

Property Details

APN / Parcel Number

Primary APN	`00RGF42979`
Alternative APNs	`06-0797-23-4-03-22-0000` `R0644222`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RGF42979
Street Address	3040 UPPER RAINBOW RD
City	BOZEMAN
State	MT
Zip	59718-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW SUB, S23, T02 S, R04 E, LOT 304, ACRES 0.97
Legal Range	04E
Legal Township	02S
Legal Section	23
Legal Subdivision	RAINBOW SUB
Legal Lot Number	304
Jurisdiction	GALLATIN MT
Township / Civil Division	GALLATIN GATEWAY
Census Block Group	3
Census Block	3047
Census Tract	1200

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Transfer on Death Deed, Transfer
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	20162538925
Record Updated	Oct 29, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 9, 2023
Property Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648
Document Number	0002802817
Instrument Date	Jun 9, 2023
Instrument	2802817
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 WYOMING ST, BELGRADE, MT 59714-8592
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648

Mortgage

Document Number	0002765835
Date	Jan 28, 2022
Instrument	2765835

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3040 UPPER RAINBOW RD, BOZEMAN, MT 59718-7648
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2661583
Date	Oct 17, 2019
Instrument	2661583

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,159.00 (-31.53%)	$640,700 (+0.16%)	$640,700 (+0.16%) Land $355,107 Building $285,593
2023	$3,153.00 (+15.88%)	$639,700 (+51.88%)	$639,700 (+51.88%) Land $250,596 Building $389,104
2022	$2,721.00	$421,200
2021			$421,200 Land $159,448 Building $261,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jun 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER private · serves 672 people · EPA ID MT0004248
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Wisp West.

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