2990 Upper Rainbow Rd, Bozeman, MT 59718 Property Records

Gallatin County property record for 2990 Upper Rainbow Rd, Bozeman, MT 59718

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,680 sqft · built 1999
Lot Size0.969 acres (42,253 sqft)
OwnerIndividual Name on Record
Tax Bill$3,384 (2023)
Deeds & MortgagesMay 2024 Line of Credit
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN00RGF42978

Property Details

APN / Parcel Number

Primary APN00RGF42978
Alternative APNs
  • 06-0797-23-4-03-28-0000
  • R0644221

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 1999
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,253 sqft (0.969 acres)
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00RGF42978
Street Address2990 UPPER RAINBOW RD
CityBOZEMAN
StateMT
Zip59718-7647
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRAINBOW SUB, S23, T02 S, R04 E, LOT 299, ACRES 0.97
Legal Range04E
Legal Township02S
Legal Section23
Legal QuarterSE
Legal SubdivisionRAINBOW SUB
Legal Lot Number299
JurisdictionGALLATIN MT
Township / Civil DivisionGALLATIN GATEWAY
Census Block Group3
Census Block3047
Census Tract1200

Owner

Source: Gallatin County records, as of February 19, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2990 UPPER RAINBOW RD, BOZEMAN, MT 59718-7647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Line of Credit
ROCKY MOUNTAIN CU
Jul 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2009
Deed SaleSep 3, 2009
Record UpdatedJun 7, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address2990 UPPER RAINBOW RD, BOZEMAN, MT 59718-7647
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002824914
DateMay 1, 2024
Instrument2824914
Lender
NameROCKY MOUNTAIN CU
TypeCredit Union
AddressBOZEMAN, MT 59718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 28, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address2990 UPPER RAINBOW RD, BOZEMAN, MT 59718-7647
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002781831
DateJul 27, 2022
Instrument2781831
Lender
NameROCKY MOUNTAIN CU
TypeCredit Union
AddressBOZEMAN, MT 59718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 28, 2032

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
Elementary School DistrictBozeman Elementary School District (PK - 08)
Secondary School DistrictBozeman High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,384.00$686,700$686,700 Land $250,596 Building $436,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJun 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK GROVE WATER
private · serves 672 people · EPA ID MT0004248
Water SourceGroundwater
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Montana Opticom
Fiber
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100
CenturyLink
DSL
140 / 20

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