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3040 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3040 SE Cypress St, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,064 sqft · built 1977
Lot Size0.177 acres (7,710 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Sep 2004)
Tax Bill$1,273 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN54-38-41-002-027-0024.0-2-0000

Property Details

APN / Parcel Number

Primary APN54-38-41-002-027-0024.0-2-0000
Alternative APNs
  • 54-38-41-002-027-00240-2
  • 43780

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
Gross Area1,344 sqft
1st Floor Area1,064 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,710 sqft (0.177 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
Pool Area450 sqft
PorchOpen Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3040 SE CYPRESS ST
CitySTUART
StateFL
Zip34997-7816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIBISCUS PARK SEC 2 LOT 24 BLK 27
Legal Range41E
Legal Township38S
Legal Section54
Legal SubdivisionHIBISCUS PARK
Legal Block27
Legal Lot Number24
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1023
Census Tract1107

Owner

Source: Martin County records · APN 54-38-41-002-027-0024.0-2-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3040 SE CYPRESS ST, STUART, FL 34997-7816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2004 · Amount on Record
Deed SaleSep 14, 2004 · Amount on Record
Prior SaleOct 20, 1992 · Amount on Record
Deed Document Number20041778982
Deed Book / Page1938 / 1060
Last Transfer DateJul 20, 2005
Transfer Doc0020451365
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3040 SE CYPRESS ST, STUART, FL 34997-7816
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031471982
DateAug 04, 2020
Book Page3147/1982
Instrument2829406
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$94,375 (+5.99%)$255,490 (+6.28%) Land $125,000 Building $130,490
2024$1,273.00 (+4.26%)
2023$1,221.00 (+5.17%) Additional exemption filed$89,045 (+3%)$240,390 (+12.44%) Land $120,000 Building $120,390
2022$1,161.00 Homeowner's exemption$86,452$213,800 Land $110,000 Building $103,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 86 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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