3020 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3020 SE Cypress St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,161 sqft · built 2003
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2022)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-027-0026.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-027-0026.0-7-0000`
Alternative APNs	`54-38-41-002-027-00260-7` `43782`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,161 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43782
Street Address	3020 SE CYPRESS ST
City	STUART
State	FL
Zip	34997-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK LOT 26 BLK 27
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	27
Legal Lot Number	26
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1023
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3020 SE CYPRESS ST, STUART, FL 34997-7816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 18, 2018	Warranty Deed, Transfer · FHA Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20222988127
Deed Book / Page	3344 / 1938
Prior Transfer Date	Sep 20, 2022
Prior Transfer Doc	0033441938
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 3, 2022
Property Address	3020 SE CYPRESS ST, STUART, FL 34997-7816
Document Number	0033441938
Book / Page	3344 / 1938
Map Reference	MB 3 PG 27
Instrument Date	Sep 20, 2022
Instrument	2988127
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1681 NW PALM LAKE DR, STUART, FL 34994-9655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 SE CYPRESS ST, STUART, FL 34997-7816

Mortgage

Document Number	0033441939
Date	Nov 3, 2022
Book Page	3344/1939
Instrument	2988128

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3020 SE CYPRESS ST, STUART, FL 34997-7816
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031220637
Date	Apr 7, 2020
Book Page	3122/637
Instrument	2808948

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 18, 2018
Property Address	3020 SE CYPRESS ST, STUART, FL 34997-7816
Document Number	0030042675
Book / Page	03004 / 2675
Map Reference	MB3 PG27
Instrument Date	Jul 16, 2018
Instrument	2705837
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SIGNATURE TITLE FLORIDA

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 SE CYPRESS ST, 3020, STUART, FL 34997-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 SE CYPRESS ST, STUART, FL 34997-7816

Mortgage

Document Number	0002705838
Date	Jul 18, 2018
Instrument	2705838

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00 (-2.31%) Homeowner's exemption	$313,990 (+6.43%) Land $125,000 Building $188,990	$313,990 (+6.43%) Land $125,000 Building $188,990
2024	$4,859.00 (-9.01%)
2023	$5,340.00 (+78.06%)	$295,020 (+49.81%) Land $120,000 Building $175,020	$295,020 (+14.64%) Land $120,000 Building $175,020
2022	$2,999.00 Homeowner's exemption	$196,933	$257,350 Land $110,000 Building $147,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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