3050 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3050 SE Cypress St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1981
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2025)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-027-0023.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-027-0023.0-4-0000`
Alternative APNs	`54-38-41-002-027-00230-4` `43779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,350 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43779
Street Address	3050 SE CYPRESS ST
City	STUART
State	FL
Zip	34997-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 23 BLK 27
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	27
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1023
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3050 SE CYPRESS ST, STUART, FL 34997-7816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20253148469
Deed Book / Page	3522 / 2902
Prior Transfer Date	Jun 6, 2025
Prior Transfer Doc	0035222902
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 24, 2025
Property Address	3050 SE CYPRESS ST, STUART, FL 34997-7816
Document Number	0035222902
Book / Page	3522 / 2902
Map Reference	MB 3 PG 27
Instrument Date	Jun 6, 2025
Instrument	3148469
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 SE CYPRESS ST, STUART, FL 34997-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3050 SE CYPRESS ST, STUART, FL 34997-7816

Mortgage

Document Number	0035222906
Date	Sep 24, 2025
Instrument	3522/2906

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3050 SE CYPRESS ST, STUART, FL 34997-7816
Document Number	0030000862
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	UNITED SHORE FINANCIAL SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7850 SE RIVER LN STUART FL 349977353, STUART, FL 34997-7353

Mortgage

Document Number	0030000862
Date	Jun 22, 2018
Book Page	003000/000862
Instrument	2701692

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,613.00 (-3.31%) Homeowner's exemption	$305,450 (+0.19%) Land $125,000 Building $180,450	$305,450 (+0.19%) Land $125,000 Building $180,450
2024	$4,771.00 (+0.82%) Additional exemption filed	$304,860 (+26.63%) Land $125,000 Building $179,860	$304,860 (+4.87%) Land $125,000 Building $179,860
2023	$4,732.00 (+11.16%)	$240,741 (+1%)	$290,700 (+14.43%) Land $120,000 Building $170,700
2022	$4,257.00	$218,856	$254,050 Land $110,000 Building $144,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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