3040 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3040 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,287 sqft · built 2001
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Aug 2021)
Tax Bill	$7,804 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-20-052`

Property Details

APN / Parcel Number

Primary APN	`304-20-052`
Alternative APN	`304200528`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	5,287 sqft Living Area
Gross Area	5,808 sqft
1st Floor Area	4,092 sqft
Basement Area	1,195 sqft
Finished Basement	1,195 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,125 sqft (0.462 acres)
Parking Spaces	3 Parking Spaces
Pool Area	590 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3040 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	CIRCLE G AT HIGHLANDS WEST MCR 455-27
Legal Range	6E
Legal Township	1S
Legal Section	15
Legal Subdivision	CIRCLE G AT HIGHLANDS WEST
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	422656

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Aug 27, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage CAPITAL FUND I LLC
Aug 27, 2021	Warranty Deed, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Aug 27, 2021	Warranty Deed, Transfer MMBT INVESTMENTS LLC
Dec 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Nov 14, 2000 · Amount on Record
Deed Document Number	2021928597
Last Transfer Date	Oct 1, 2021
Transfer Doc	0001083593
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000535474
Date	Jun 29, 2022
Instrument	20220535474

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 7, 2021
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Document Number	0001083593
Map Reference	MB 455 PG 27
Instrument Date	Oct 1, 2021
Instrument	20211083593
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Investor	Possibly a Property Investor

Mortgage

Document Number	0001083594
Date	Oct 7, 2021
Instrument	20211083594

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2021
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Document Number	0000928598
Map Reference	MB 455 PG 27
Instrument Date	Aug 24, 2021
Instrument	20210928598
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Investor	Possibly a Property Investor

Mortgage

Document Number	0000928599
Date	Aug 27, 2021
Instrument	20210928599

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2021
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Document Number	0000928597
Map Reference	MB 455 PG 27
Instrument Date	Aug 24, 2021
Instrument	20210928597
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 E PALO VERDE ST, 3040, GILBERT, AZ 85296-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2021
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Document Number	0000928597
Map Reference	MB 455 PG 27
Instrument Date	Aug 24, 2021
Instrument	20210928597
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000928600
Date	Aug 27, 2021
Instrument	20210928600

Lender

Name	MMBT INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2020
Property Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422
Document Number	0001249300
Map Reference	MB 455 PG 27
Instrument Date	Dec 14, 2020
Instrument	20201249300
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3040 E PALO VERDE ST, GILBERT, AZ 85296-9422

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,230 (+48.48%)	$1,252,300 (+2.68%) Land $250,400 Building $1,001,900
2025	$7,804.00 (+3.28%)	$84,342 (-36.48%)	$1,219,600 (-8.15%) Land $243,900 Building $975,700
2024		$132,780	$1,327,800 Land $265,500 Building $1,062,300
2023	$7,556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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