2996 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2996 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,024 sqft · built 2004
Lot Size	0.462 acres (20,147 sqft)
Owner	Individual Name on Record
Last Sale	$842,000 (Aug 2020)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-20-054`

Property Details

APN / Parcel Number

Primary APN	`304-20-054`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,024 sqft Living Area
1st Floor Area	4,024 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	20,147 sqft (0.462 acres)
Parking Spaces	3 Parking Spaces
Pool Area	570 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2996 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	CIRCLE G AT HIGHLANDS WEST MCR 455-27
Legal Range	06E
Legal Township	01S
Legal Section	15
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	CIRCLE G AT HIGHLANDS WEST
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	422656

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Oct 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage KINECTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Oct 15, 2018
Deed Document Number	20200740516
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 13, 2020
Property Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000740516
Map Reference	DOC 98-0469533
Instrument Date	Aug 11, 2020
Instrument	20200740516
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2996 E PALO VERDE ST, 2996, GILBERT, AZ 85296-9421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000740517
Date	Aug 13, 2020
Instrument	20200740517

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000346708
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2996 E PALO VERDE ST GILBERT AZ 852969421, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000346708
Date	May 13, 2019
Instrument	346708

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 15, 2018
Property Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000769428
Map Reference	DOC1998-469533
Instrument Date	Sep 13, 2018
Instrument	20180769428
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000769429
Date	Oct 15, 2018
Instrument	20180769429

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 4, 2017
Property Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000897310
Map Reference	MB 455 PG 27
Instrument Date	Nov 28, 2017
Instrument	2017-0897310
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2996 E PALO VERDE ST, 2996, GILBERT, AZ 85296-9421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000897311
Date	Dec 4, 2017
Instrument	2017-0897311

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2017
Property Address	2996 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000043715
Map Reference	MAP455 PG27
Instrument Date	Jan 4, 2017
Instrument	2017-0043715
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 223, RAMONA, CA 92065-0223

Mortgage

Document Number	0000043716
Date	Jan 19, 2017
Instrument	2017-0043716

Lender

Name	KINECTA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000043717
Date	Jan 19, 2017
Instrument	2017-0043717

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,230 (-5.44%)	$1,142,300 (-5.44%) Land $228,400 Building $913,900
2025	$4,695.00 (-20.92%)
2024		$120,800	$1,208,000 Land $241,600 Building $966,400
2023	$5,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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