2964 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2964 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,848 sqft · built 2000
Lot Size	0.456 acres (19,876 sqft)
Owner	2 Company Names on Record
Last Sale	$2,250,000 (Apr 2025)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-20-056`

Property Details

APN / Parcel Number

Primary APN	`304-20-056`
Alternative APN	`304200567`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,848 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	3,848 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	19,876 sqft (0.456 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2964 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	CIRCLE G AT HIGHLANDS WEST MCR 455-27
Legal Range	6E
Legal Township	1S
Legal Section	15
Legal Subdivision	CIRCLE G AT HIGHLANDS WEST
Legal Lot Number	14
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	422656

Owner

Source: Maricopa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AZ LENDING LLC
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2025	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Oct 31, 2024	Warranty Deed, Transfer QUEEN CREEK TITLE AGENCY LLC
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage AZ LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	2025215532
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000706940
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000177608
Date	Feb 17, 2021
Instrument	20210177608

Lender

Name	AZ LENDING LLC
Type	Mortgage Company
Address	TEMPE, AZ 85282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000421470
Date	Apr 15, 2021
Instrument	20210421470

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 16, 2026
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000363108
Instrument Date	Jun 16, 2026
Instrument	2026363108
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2025
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000215532
Map Reference	MB 455 PG 27
Instrument Date	Apr 14, 2025
Instrument	20250215532
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ICON TITLE AGENCY LLC, ICONIC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1844 SCENIC BLUFF CT, DELAWARE, OH 43015-4187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

Mortgage

Document Number	0000215533
Date	Apr 17, 2025
Instrument	20250215533

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2024
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000583827
Map Reference	MB 455 PG 27
Instrument Date	Oct 28, 2024
Instrument	20240583827
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	QUEEN CREEK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2020
Property Address	2964 E PALO VERDE ST, GILBERT, AZ 85296-9421
Document Number	0000172967
Instrument Date	Feb 21, 2020
Instrument	172967
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2964 E PALO VERDE ST GILBERT AZ 852969421, GILBERT, AZ 85296-9421

Mortgage

Document Number	172968
Date	Feb 28, 2020
Instrument	172968

Lender

Name	AZ LENDING LLC
Type	Bank
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,650 (+60.82%)	$1,076,500 (+2.51%) Land $215,300 Building $861,200
2025	$5,613.00 (+3.64%)	$66,939 (-41.01%)	$1,050,100 (-7.46%) Land $210,000 Building $840,100
2024		$113,470	$1,134,700 Land $226,900 Building $907,800
2023	$5,416.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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