304 W Spring St, Eaton, OH 45320 Property Records

Preble County property record for 304 W Spring St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1977
Lot Size	0.159 acres (6,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-018-02-018-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-018-02-018-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,909 sqft (0.159 acres)
Lot Dimensions	141 ft deep x 49 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	163 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	304 W SPRING ST
City	EATON
State	OH
Zip	45320-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1225
Legal Lot Number	1225
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1036
Census Tract	455002

Owner

304 W Spring St is owned and occupied by two individuals who acquired it in April 2024.

Source: Preble County records, as of March 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 W SPRING ST, EATON, OH 45320-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024
Deed Sale	Apr 16, 2024
Prior Sale	Feb 21, 1995 · Amount on File
Deed Document Number	20241209
Deed Book / Page	454 / 1050
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0000001208
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 16, 2024
Property Address	304 W SPRING ST, EATON, OH 45320-1434
Document Number	00454/1050
Book / Page	454 / 1050
Instrument Date	Apr 12, 2024
Instrument	202400001209
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 W SPRING ST, EATON, OH 45320-1434

Mortgage

Document Number	00454/1052
Date	Apr 16, 2024
Book Page	454/1052
Instrument	202400001210

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 304 W Spring St was $1,232 with a homeowner's exemption, up 1.1% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+1.15%) Homeowner's exemption	$33,500 (-) Land $5,740 Building $27,760
2024	$1,218.00 (-16.12%) Homeowner's exemption	$33,500 (-) Land $5,740 Building $27,760
2023	$1,452.00 (+32.12%)	$33,500 (+38.66%) Land $5,740 Building $27,760	$95,700 Land $16,400 Building $79,300
2022	$1,099.00	$24,160 Land $5,500 Building $18,660
2020			$95,700 Land $16,400 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 W Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 W Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20