304 Saxony Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 304 Saxony Loop, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,602 sqft · built 2021
Lot Size	0.171 acres (7,478 sqft)
Owner	Individual Name on File
Last Sale	$361,441 (Feb 2021)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-15-04-029`

Property Details

APN / Parcel Number

Primary APN	`179-15-04-029`
Alternative APN	`195-00-00-086`

Interior

Building Area	2,602 sqft Finished Area
1st Floor Area	1,152 sqft
2nd Floor Area	1,450 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,478 sqft (0.171 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	304 SAXONY LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 98SAXONY LAKE PH 4
Legal Subdivision	CANE BAY (SAXONY LAKE)
Legal Lot Number	98
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2025
Census Tract	20711

Owner

304 Saxony Loop is owned and occupied by an individual who bought it in February 2021.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	304 SAXONY LOOP, SUMMERVILLE, SC 29486-6940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Deed Document Number	20217651
Deed Book / Page	3695 / 871
Record Updated	Sep 20, 2026

February 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 18, 2021
Property Address	304 SAXONY LOOP, SUMMERVILLE, SC 29486-6940
Document Number	03695/0871
Book / Page	3695 / 871
Map Reference	DOC 2019033763
Instrument Date	Feb 16, 2021
Instrument	2021007651
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 SAXONY LOOP, SUMMERVILLE, SC 29486-6940

Mortgage

Document Number	2021007652
Date	Feb 18, 2021
Instrument	2021007652

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 304 Saxony Loop was $1,902 with a homeowner's exemption, up 3.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,300 (+2,4%) Land $120,000 Building $322,300	$442,300 (-) Land $120,000 Building $322,300
2025	$1,902.00 (+3.71%)	$17,692 (-) Land $4,800 Building $12,892	$442,300 (-) Land $120,000 Building $322,300
2024	$1,834.00 Homeowner's exemption	$17,692 Land $4,800 Building $12,892	$442,300 Land $120,000 Building $322,300
2022	$1,862.00 Homeowner's exemption	$15,616 Land $3,800 Building $11,816	$390,400 Land $95,000 Building $295,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Saxony Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Saxony Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20