Berkeley County property record for 307 Saxony Loop, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 4,116 sqft · built 2021 |
| Lot Size | 0.21 acres (9,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $411,752 (Feb 2021) |
| Tax Bill | $2,250 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-15-04-016 |
| Primary APN | 179-15-04-016 |
|---|---|
| Alternative APN |
|
| Building Area | 4,116 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,844 sqft |
| 2nd Floor Area | 2,272 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,182 sqft (0.21 acres) |
| Garage Area | 456 sqft |
| Porch | Slab |
| Porch Area | 271 sqft |
| Street Address | 307 SAXONY LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 54SAXONY LAKE PH 4 |
| Legal Subdivision | CANE BAY (SAXONY LAKE) |
| Legal Lot Number | 54 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20711 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Dec 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Feb 1, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Deed Document Number | 20214696 |
| Deed Book / Page | 3672 / 708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Document Number | 0000021950 |
| Book / Page | 5617 / 470 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202621950 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Document Number | 0000021950, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5617/470 |
| Instrument | 202621950 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Feb 1, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Document Number | 04726/0971 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 4726/971 |
| Instrument | 2023036835 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 1, 2021 |
| Property Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Document Number | 03672/0708 |
| Book / Page | 3672 / 708 |
| Map Reference | DOC 2019033763 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021004696 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,524.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 307 SAXONY LOOP, SUMMERVILLE, SC 29486-6940 |
| Document Number | 2021004697 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021004697 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,200 (+2,4%) Land $120,000 Building $465,200 | $585,200 (-) Land $120,000 Building $465,200 | |
| 2025 | $2,250.00 (+3.54%) Homeowner's exemption | $23,408 (-) Land $4,800 Building $18,608 | $585,200 (-) Land $120,000 Building $465,200 |
| 2024 | $2,173.00 (-1.41%) Homeowner's exemption | $23,408 (+12.24%) Land $4,800 Building $18,608 | $585,200 (+12.24%) Land $120,000 Building $465,200 |
| 2022 | $2,204.00 Homeowner's exemption | $20,856 Land $3,800 Building $17,056 | $521,400 Land $95,000 Building $426,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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