Berkeley County property record for 299 Saxony Loop, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 4,092 sqft · built 2020 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $402,354 (Jul 2020) |
| Tax Bill | $2,005 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-15-04-012 |
| Primary APN | 179-15-04-012 |
|---|---|
| Alternative APN |
|
| Building Area | 4,092 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,820 sqft |
| 2nd Floor Area | 2,272 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Garage Area | 480 sqft |
| Pool Area | 1 sqft |
| Porch | Slab |
| Porch Area | 266 sqft |
| Street Address | 299 SAXONY LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 50SAXONY LAKE PH 4 |
| Legal Subdivision | CANE BAY (SAXONY LAKE) |
| Legal Lot Number | 50S |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20711 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 299 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 27, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 202027683 |
| Deed Book / Page | 3440 / 504 |
| Last Transfer Date | Jul 28, 2020 |
| Transfer Doc | 03451/0647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 299 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 04625/0471 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 4625/471 |
| Instrument | 2023023334 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jul 27, 2020 |
| Property Address | 299 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Document Number | 03440/0504 |
| Book / Page | 3440 / 504 |
| Map Reference | DOC 2019033763 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020027683 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,489.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 SAXONY LOOP, SUMMERVILLE, SC 29486-6939 |
| Document Number | 2020027684 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020027684 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,480 (+2,400.03%) Land $91,228 Building $373,252 | $596,500 (-) Land $120,000 Building $476,500 | |
| 2025 | $2,005.00 (+3.62%) Homeowner's exemption | $18,579 (-) Land $3,649 Building $14,930 | $596,500 (-) Land $120,000 Building $476,500 |
| 2024 | $1,935.00 (+1.52%) Homeowner's exemption | $18,579 (+17.53%) Land $3,649 Building $14,930 | $596,500 (+50.94%) Land $120,000 Building $476,500 |
| 2022 | $1,906.00 Homeowner's exemption | $15,808 Land $3,200 Building $12,608 | $395,200 Land $80,000 Building $315,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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