304 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 304 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,221 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Feb 2020)
Tax Bill	$3,996 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-2S-21-42020-000-0401`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0401`
Alternative APN	`1018916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,221 sqft Living Area
Gross Area	2,979 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	13 ft deep x 7 ft wide
Garage Type	Finished
Garage Area	536 sqft
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018916
Street Address	304 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 401 DRIFTWOOD ESTATES PH IIC PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2904-3385 OR 2937-3595 OR 3115-3707 OR
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Phase	2C
Legal Lot Number	401
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1010
Census Tract	950607

Owner

304 Pin Oak Loop is owned by an individual who bought it in February 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	621 SEA VIEW DR, DESTIN, FL 32541-2421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Aug 23, 2019	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	20200005196
Deed Book / Page	3133 / 633
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 13, 2020
Property Address	304 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Document Number	0031330633
Book / Page	003133 / 000633
Instrument Date	Jan 30, 2020
Instrument	5196
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 SEA VIEW DR DESTIN FL 325412421, DESTIN, FL 32541-2421

Mortgage

Document Number	31330635
Date	Feb 13, 2020
Book Page	003133/000635
Instrument	5197

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2019
Property Address	304 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Document Number	0031153707
Book / Page	3115 / 3707
Map Reference	MB 17 PG 47-47G
Instrument Date	Aug 19, 2019
Instrument	20190028921
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	H & S TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 PIN OAK LOOP, 304, SANTA ROSA BEACH, FL 32459-8054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 KRUSE DR, FORT WALTON BEACH, FL 32547-1044
Investor	Possibly a Property Investor

Mortgage

Document Number	0031153708
Date	Aug 23, 2019
Instrument	3115/3708

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,723 Land $45,000 Building $400,723	$445,723 Land $45,000 Building $400,723
2024	$3,996.00 (+3.95%)
2023	$3,844.00 (+7.83%)	$467,068 (+10.18%) Land $44,754 Building $422,314	$467,068 (+10.18%) Land $44,754 Building $422,314
2022	$3,565.00	$423,924 Land $49,676 Building $374,248	$423,924 Land $49,676 Building $374,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Pin Oak Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Pin Oak Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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