320 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 320 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 2015
Lot Size	0.178 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2016)
Tax Bill	$2,385 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-2S-21-42020-000-0403`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0403`
Alternative APN	`1018918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,444 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	13 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018918
Street Address	320 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 403 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2963-4252 OR 3008-1041
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Phase	2C
Legal Lot Number	403
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1010
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	320 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 27, 2016 · Amount on Record
Deed Sale	Apr 27, 2016 · Amount on Record
Deed Document Number	2016000012969
Deed Book / Page	3008 / 1041
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	320 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032571031
Date	Jun 22, 2022
Book Page	3257/1031
Instrument	20220029089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	320 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032550312
Date	Jun 6, 2022
Book Page	3255/312
Instrument	20220026395

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,161 (-3.59%) Land $45,000 Building $347,161	$392,161 (-3.59%) Land $45,000 Building $347,161
2024	$2,385.00 (+4.06%)
2023	$2,292.00 (+1.46%) Homeowner's exemption	$406,778 (+9.84%) Land $44,754 Building $362,024	$406,778 (+9.84%) Land $44,754 Building $362,024
2022	$2,259.00 Homeowner's exemption	$370,323 Land $49,676 Building $320,647	$370,323 Land $49,676 Building $320,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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