262 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 262 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 2016
Lot Size	0.158 acres (6,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2023)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-2S-21-42020-000-0399`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0399`
Alternative APNs	`13-221-42020-000-0399` `1018914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	2,002 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,874 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	262 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 399 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2999-4014 OR 3029-2873 OR 3055-4860 OR 3281-2399
Legal Range	021
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Phase	2C
Legal Block	3
Legal Lot Number	399
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1012
Census Tract	950607

Owner

Source: Walton County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer BLUE TITLE LLC, BLUE TITLE
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20236401
Deed Book / Page	3281 / 2399
Last Transfer Date	Jun 11, 2026
Transfer Doc	0000024847
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2026
Property Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0000034165
Book / Page	3409 / 3750
Instrument Date	Jul 29, 2026
Instrument	202634165
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	BLUE TITLE LLC, BLUE TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2026
Property Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0000024847
Book / Page	3402 / 2173
Instrument Date	Jun 11, 2026
Instrument	202624847
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 24, 2023
Property Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0032812399
Book / Page	3281 / 2399
Map Reference	MB 17 PG 47-47G
Instrument Date	Feb 23, 2023
Instrument	20230006401
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11919 CASCADE FALLS TRL, LOUISVILLE, KY 40229-6538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WOOD RD, LOUISVILLE, KY 40222-4849

Mortgage

Document Number	0032812403
Date	Feb 24, 2023
Instrument	3281/2403

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 27, 2017
Property Address	262 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0030554860
Book / Page	003055 / 004860
Instrument Date	Oct 24, 2017
Instrument	35593
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 PIN OAK LOOP SANTA ROSA BEACH FL 324598092, SANTA ROSA BEACH, FL 32459-8092

Mortgage

Document Number	30554862
Date	Oct 27, 2017
Book Page	003055/004862
Instrument	35594

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (-1.11%)	$422,232 (-3.62%) Land $45,000 Building $377,232	$422,232 (-3.62%) Land $45,000 Building $377,232
2024	$3,505.00 (-2.53%)
2023	$3,596.00 (+8.28%)	$438,078 (+11.07%) Land $44,754 Building $393,324	$438,078 (+11.07%) Land $44,754 Building $393,324
2022	$3,321.00	$394,428 Land $49,676 Building $344,752	$394,428 Land $49,676 Building $344,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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