Cass County property record for 304 Oak St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,930 sqft · built 1880 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Oct 2009) |
| Tax Bill | $1,697 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-601-00 |
| Primary APN | 14-160-300-601-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,930 sqft Building Perimeter |
| 1st Floor Area | 1,171 sqft |
| Basement Area | 759 sqft |
| Unfinished Basement | 759 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 304 OAK ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1877 LOT 109 EX COM AT NE COR THEREOF, NWLY ON NELY LINE 3 RDS 5 FT, SWLY PARA WITH OAK ST TO N LINE TELE- GRAPH ST, E |
| Legal Subdivision | MCOMBERS 3RD ADD |
| Legal Lot Number | 109 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 2000 |
304 Oak St is owned and occupied by an individual who bought it in October 2009.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 OAK ST, DOWAGIAC, MI 49047-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on File |
| Deed Sale | Oct 22, 2009 · Amount on File |
| Prior Sale | Sep 10, 2008 · Amount on File |
| Deed Book / Page | 1002 / 649 |
| Prior Transfer Date | Sep 3, 2008 |
| Prior Transfer Doc | 0983/0081 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 304 Oak St was $1,697 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 (+12.57%) Land $85,100 | $170,200 (+12.57%) Land $170,200 | |
| 2025 | $1,697.00 Homeowner's exemption | $75,600 Land $75,600 | $151,200 Land $151,200 |
| 2023 | $63,400 | $126,800 | |
| 2022 | $1,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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