Cass County property record for 207 Oak St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,900 (Sep 2020) |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-513-00 |
| Primary APN | 14-160-300-513-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Building Perimeter |
| 1st Floor Area | 688 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 207 OAK ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1764 COM AT SE COR LOT 26 IN J. W. MC OMBER'S ADD TO CITY OF DWO & RUN- ING TH N 36 DEG E ALONG W-LY LINE OF OAK ST. |
| Legal Subdivision | J W MC OMBERS ADD |
| Legal Lot Number | 26 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 2000 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 OAK ST, DOWAGIAC, MI 49047-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Oct 4, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2016 · Amount on Record |
| Deed Book / Page | 1180 / 336 |
| Prior Transfer Date | Sep 24, 2018 |
| Prior Transfer Doc | 1145/2088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 14, 2020 |
| Property Address | 207 OAK ST, DOWAGIAC, MI 49047-1337 |
| Document Number | 001180/336 |
| Book / Page | 1180 / 336 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 OAK ST, 207, DOWAGIAC, MI 49047-1337 |
| Name | Verified Name |
|---|---|
| Address | 207 OAK ST, DOWAGIAC, MI 49047-1337 |
| Document Number | 0001180339 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 1180/339 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Oct 4, 2018 |
| Property Address | 207 OAK ST, DOWAGIAC, MI 49047-1337 |
| Document Number | 1145/2088 |
| Book / Page | 1145 / 2088 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51100 WOODHAVEN DR, 51100, ELKHART, IN 46514-8830 |
| Name | Verified Name |
|---|---|
| Address | 207 OAK ST, DOWAGIAC, MI 49047-1337 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,200 (+13.23%) Land $52,200 | $104,400 (+13.23%) Land $104,400 | |
| 2025 | $1,385.00 (+1.54%) Homeowner's exemption | $46,100 (+20.37%) Land $46,100 | $92,200 (+20.37%) Land $92,200 |
| 2024 | $1,364.00 (+11.44%) | ||
| 2023 | $38,300 | $76,600 | |
| 2022 | $1,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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