310 Oak St, Dowagiac, MI 49047 Property Records

Cass County property record for 310 Oak St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1921
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (May 2019)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-604-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-604-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 OAK ST
City	DOWAGIAC
State	MI
Zip	49047-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1880 LOT 112 MCOMBER'S 3RD ADD CITY OF DOWAGIAC.
Legal Subdivision	MCOMBERS THIRD ADDITION
Legal Lot Number	112
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4017
Census Tract	2000

Owner

310 Oak St is owned and occupied by an individual who bought it in May 2019.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	310 OAK ST, DOWAGIAC, MI 49047-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Nov 21, 2007 · Amount on File
Deed Book / Page	1155 / 895
Prior Transfer Date	Nov 9, 2007
Prior Transfer Doc	0969/0065
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 28, 2019
Property Address	310 OAK ST, DOWAGIAC, MI 49047-1339
Document Number	01155/0895
Book / Page	1155 / 0895
Map Reference	LB W PG 330
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 OAK ST, DOWAGIAC, MI 49047-1339

Mortgage

Document Number	0001155898
Date	May 28, 2019
Instrument	1155/898

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 310 Oak St was $1,899 with a homeowner's exemption, down 3.3% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,900 (+16.54%) Land $78,900	$157,800 (+16.54%) Land $157,800
2025	$1,899.00 (-3.26%) Homeowner's exemption	$67,700 Land $67,700	$135,400 Land $135,400
2024	$1,963.00
2023		$56,100	$112,200
2022	$1,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20